The open road
is calling.
Motorhomes, travel trailers, fifth wheels and toy haulers from participating RV dealerships, with financing built for every credit level.
Financing made simple
No impact to your credit score to see where you stand.
Know your monthly number
RV loans run longer than car loans. See what that means for your payment.
Find the RV that fits your trips
Weekend getaways
Light, towable trailers that make a Friday escape easy.
Explore trailers
Life on the road
Motorhomes with the room and comfort for weeks at a time.
Explore motorhomesNeed financing?
Every credit level is welcome here. See where you stand without touching your score.
Get Pre-QualifiedKnow your payment
RV terms can stretch well past a car loan. See the monthly number before you shop.
Estimate my paymentFrom daydream to campsite
Three steps, no pressure, and no impact to your credit score along the way.
Tell us where you are
Enter your ZIP code and we find the closest participating RV dealership. It takes seconds and costs nothing.
Walk through real RVs
See the rigs your local dealer actually has, with the floor plans and details that matter, so you know exactly what you are getting.
Get your financing sorted
Work with the dealer and their lending partners on terms built for RVs. You decide if and when to move forward.
Know your number before you shop
Set the monthly payment you are comfortable with first, then look at the RVs that fit it. No surprises at the dealership.
Built for the way RVers actually buy
An RV is a bigger decision than a car, and the financing works differently too. We make both simple.
Every credit level
Excellent, fair, rebuilding, or new to credit. Our lending partners work across the whole range.
Terms built for RVs
RV loans can run far longer than auto loans, which keeps the monthly payment comfortable.
No surprises
Clear terms and real inventory. You see what you are getting into before you commit to anything.
Your data stays yours
Your information is encrypted and never shared without your consent.
How RV financing works
An RV loan comes down to the same four numbers as any loan: the amount you borrow, your rate, your term, and your down payment. The difference is the term. RV loans commonly run 10 to 20 years, which is what makes a comfortable monthly payment possible on a bigger purchase.
- Longer terms lower the monthly payment on larger RVs
- A down payment of 10 to 20 percent opens up the best terms
- Your credit profile is the biggest factor in the rate you are offered
- Trade-in equity from a car, truck or RV goes straight toward the new one
New or pre-owned: both are great ways in
A new RV gives you the latest floor plans and a full warranty. A pre-owned RV gets you on the road for less and lets someone else take the first years of depreciation. Participating dealers carry both.
- New RVs come with full manufacturer warranties
- Pre-owned RVs stretch your budget further
- Both can be financed with long, comfortable terms
- Your dealer can inspect and explain either one
Real dealers, real RVs
Behind this page are participating RV dealerships with rigs on the lot, ready to walk through with you. My RV Finder helps RVers find the right one, including plenty who were told no somewhere else first.
Financing for every credit score
Your score shapes your rate and your terms. It does not decide on its own whether you can get into an RV. Here is roughly where each range sits.
You will see our partners' most competitive rates and the widest choice of terms.
Strong options across the network, with solid rates on most RVs.
Plenty of paths forward. A down payment or a trade-in helps your terms here.
We work with lending partners who specialize in exactly this situation.
RV dealers from coast to coast
Participating RV dealerships with real inventory and lending partners ready to work with your credit profile.
Participating dealers
Every dealer we connect you with is a participating partner, not a cold lead list.
Real inventory
Motorhomes, trailers and campers that are actually on the lot.
Real people
Talk to a named person at your local dealership rather than a call center queue.
See what you qualify for
Getting started takes less than 60 seconds. Enter your ZIP code, connect with an RV dealer near you, and explore financing that fits your budget. No obligation, and no impact to your credit score just to see what is available.
Ready to get started?
Enter your ZIP code to find your nearest participating RV dealership.
Questions people ask us most
If you need something that is not covered here, reach out and our team will help.
Enter your ZIP code and we connect you with a participating RV dealership near you. From there you can see their inventory and start a financing request with the lending partners that work with that dealer.
Many RV loans run 10 to 20 years depending on the price, the age of the RV and your credit profile. A longer term keeps the monthly payment lower, and the dealer can show you both sides of that trade.
Finding a dealer and exploring your options has no effect on your credit score. A hard credit inquiry only happens later, once you choose to submit a full application, and you will be told before that point.
You are still welcome here. Our partners include lenders who work with people who are rebuilding credit or buying their first RV.
No. We are not a lender and we do not make credit decisions. We connect you with participating dealerships and their lending partners, who handle the application, approval, and terms.
Yes. Participating dealers accept trade-ins and can apply your equity toward your next RV. If you still owe on it, the dealer will walk you through how the balance is handled.
Ready to find your RV?
Find a participating RV dealer near you in about a minute. No obligation, no impact to your credit score, and no cost to you.